Mini Baccarat

(see below for EZ Baccaret)

In Mini-Baccarat, all cards are dealt by one dealer and up to 9 players can be seated at one time.

Object of the Game
To predict which hand will have a point value closest to nine (9).

How to Play
In Mini-Baccarat, there are three possible outcomes to wager on, the player hand, the banker hand, or the tie. Four cards are dealt face up in front of the dealer, a banker hand and a player hand. Individual players do not receive any cards. The player hand and the banker hand are each dealt two initial cards. Based on the individual point totals of the player hand and banker hand, a third card may be dealt. See details in "Third Card Rule" section. The hand with a point value closest to nine (9) wins. To determine point value, cards in the hand are added together and the last digit is used to declare the winner (e.g. 8+8=16, total of the hand = 6).

The Cards
Face cards (Kings, Queens, Jacks) and tens count as 0, Aces count as 1, All other cards are counted at face value


Player Hand Pays even Money (1 to 1)
Banker Hand Pays even money less 5% commission
Tie Pays 8 to 1

Third Card Rule

Player Hand
When the first two cards of the player hand or banker hand total 8 or 9 it is considered a natural and the game is over. When the first two cards of the player hand total 6 or 7, the player hand does not get a third card. When the first two cards of the player hand total 0 through 5, the player hand gets a third card.

Banker Hand
The banker hand plays under the same rules as the player hand except when both the banker hand's first two cards total 3,4,5, or 6 and when the player hand takes a third card. In that event, the following rules apply:

Two Card Total Action
0,1,2,3,4,5 Draws Third Card
6,7 Stands
8,9 Declares Natural
Two Card Total Action
0,1,2 Draws Third Card
7 Stands
8,9 Declares Natural

If the Banker Hand is 3,4,5, or 6 then the decision to
Draw or Stand is determined by the Player's Third Card.

Two Card Total Players Third Card
  Draw Stand
3 0 to 7, 9 8
4 2 to 7 0, 1, 8, 9
5 4 to 7 0, 1, 2, 3, 8, 9
6 6, 7 0, 1, 2, 3, 4, 5, 8, 9

If the PLAYER hand does not take a third card, the
BANKER will stand on 6 or more and draw on 5 or less.

EZ Baccarat

The game is baccarat and is played the same as traditional baccarat with three exceptions.

1. There is no commission collected at any time during the game

2. When the "Banker" hand wins with a three card total of seven, all wagers on the "Banker" hand are "barred", meaning a push or tie for all wagers on the "Banker" hand

3. The side bet option of wagering on the "Banker" hand receiving a three card total of seven is called a "Dragon 7" and is paid 40 to 1

Panda 8
The Panda 8 is when the Player bet wins with a total of eight and the hand consists of three cards.
- Pays 25 to one
- It comes into effect when the Player bet wins the hand with 3 cards totaling 8.

How To Play
The players will, first, place bets in their appropriate betting square on the layout, specifically Player, Banker, Tie and/or Dragon 7 or any combination thereof. Two cards are given to each of the Player and Banker hands, and based on the hands' sum total; additional cards may be dealt to either hand. The requirements of this supplemental hitting are determined by a predefined set of rules. Effectively, there are no choices for either the players or the dealer once the game has begun.